The right account should work with your everyday routine and your financial goals. First Bank Midwest offers four Spend Accounts with different features and benefits, so you can choose the one that best fits how you manage and use your money.
Simple banking without a monthly maintenance fee.
Everyday Account covers the essentials without a monthly maintenance fee or ongoing balance requirements. Choose e-Statements and there's no paper statement fee, either.
Earn more when you actively use your account.
If direct deposit and debit card purchases are already part of your routine, Plus Account gives you the opportunity to earn a higher interest rate. Meet both monthly requirements and you'll also avoid the $10 monthly maintenance fee.
Interest-bearing banking for higher balances.
Premier Account is designed for customers who typically maintain a higher account balance and want to earn interest without debit card or direct deposit requirements. Maintain the required daily balance and the monthly maintenance fee is waived.
A practical way to establish or rebuild your banking relationship.
Access Account provides essential banking features with a low opening deposit and a simple account structure. With no paper checks or overdraft program, it can be a good starting point for customers who want to establish or rebuild their banking history.