Building what's next together.
Your guide to banking with First Bank Midwest.
The Farmers Bank, First Bank Richmond, and Mutual Federal came together as First Bank Midwest with a shared purpose: to create more opportunities for you and the communities we call home.
By bringing together the strengths, resources, and experience of three community banks, we can offer you more — expanded banking solutions, greater convenience, and new ways to help you reach your financial goals. Just as important, you can continue to count on the local relationships and personal service you’ve always known.
On Monday, November 9, we take the next important step by bringing our banking systems together. This transition will open the door to new features and services, while changing some of the ways you access and manage your accounts.
We created this guide to make that transition as easy as possible. It explains what is changing, what is staying the same, and any steps you may need to take. Start with the checklist on page 7, then review the sections that apply to the services you use.
Welcome to what’s next.
Welcome to First Bank Midwest.
As part of this journey, FirstBankMidwest.com is getting a fresh start too. Visit our new website to explore a completely redesigned experience built around you — a place to bank with ease, learn more about the tools and resources available to you, and be inspired by stories of the people and communities we’re proud to serve. (Final website still in progress.)
Download the Conversion Guide where you’ll find all the info you need for a smooth and informed transition. Whatever brings you there, you’ll find it’s built to help you move forward with confidence.
Keep this guide handy. Keep your account-specific notices together. When you need answers, they’ll be right where you need them.
We built this together.
We’ll move forward together.
Yes. The Farmers Bank, First Bank Richmond, and Mutual Federal began operating under the First Bank Midwest name on July 1, 2026. November 9 is the planned date for the banking systems to come together.
No action is expected solely to move an existing account onto the combined system. If your account needs special handling, we will contact you directly.
You can continue working with your local team. Confirm any changes to location hours in the downloadable Conversion Guide.
First Bank Midwest is an FDIC-insured bank. Coverage depends on account ownership categories and applicable rules. If you hold deposits at both predecessor banks, speak with us about how the merger affects your coverage.
Yes, you are welcome to continue using your current checks until your supply runs out. See page 18 and follow any notice specific to your account.
We expect current instructions to continue unless we contact you about an exception. Review the first deposit after conversion.
Your signed loan documents govern your existing terms. Read any notice specific to your loan.
Check your transaction history and scheduled items, then contact First Bank Midwest promptly with the payee, amount, scheduled date and confirmation number if available.
Do not click its link or give out credentials. Contact your financial center using a phone number from a trusted source.
You can re-set your PIN to a preferred number after November 5. This will need to be done at an ATM or inside a financial center.
