ALL WAYNE COUNTY FIRST BANK OFFICES CLOSED THURSDAY, AUGUST 13
Due to the Level 3 Travel Advisory, all of our Wayne County Financial Centers and offices will be closed today, August 13th.

Privacy Policy

WHAT DOES FIRST BANK MIDWEST DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

      • Social Security number

      • Transaction history

      • Income

      • Credit history

      • Account Balances

      • Credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Bank Midwest chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes -

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

      Does First Bank Midwest share?   Yes
      Can you limit this sharing?   No

For our marketing purposes -

to offer our products and services to you

      Does First Bank Midwest share?   Yes
      Can you limit this sharing?   No

For joint marketing with other financial companies -

      Does First Bank Midwest share?   Yes
      Can you limit this sharing?   No

For our affiliates' everyday business purposes -

information about your transactions and experiences

      Does First Bank Midwest share?   No
      Can you limit this sharing?   We don't share

For our affiliates' everyday business purposes -

information about your creditworthiness

      Does First Bank Midwest share?   No
      Can you limit this sharing?   We don't share

For nonaffiliates to market to you -

      Does First Bank Midwest share?   No
      Can you limit this sharing?   We don't share

Questions?   

      Call 800-548-8138 or go to www.FirstBankMidwest.com

Who We Are

      Who is providing this notice?   First Bank Midwest

What We Do

How does First Bank Midwest protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does First Bank Midwest collect my personal information?

We collect your personal information, for example, when you

      • Open an account

      • Use your debit card

      • Apply for a loan

      • Pay your bills

      • Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

      • sharing for affiliates' everyday business purposes - information about your creditworthiness

      • affiliates from using your information to market to you

      • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

      • First Bank Midwest does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

      • First Bank Midwest does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

      • First Bank Midwest’s joint marketing partners include credit card companies.